After a traffic accident, many people want to receive compensation from their insurance company quickly. Unfortunately, insurance companies are often keen to pay as little as possible and use various tricks to do so. This blog article presents some of these tricks and gives tips on how to defend yourself against them.

Fast payment, less money

One of the most common tricks of insurance companies is to make the offer of a quick payment, but it is often much lower than the actual damages. In such cases, it can be tempting to take the money immediately and close the case. However, it is important to realize that by accepting the offer, one is usually giving up portions of the damages to which one is legally entitled. Thus, one is left sitting on the cost of one's own damages.

Control and minimize damage

Another trick used by insurance companies is to control the damage in order to estimate it as low as possible. For this purpose, insurance companies, for example, hire their own appraiser, who often calculates the damage lower than the actual value. It is important to obtain your own independent appraiser to determine the actual damage that must be paid by the insurance company.

Reduce damage unjustifiably

Even if the injured party commissions his own expert, insurance companies will often try to use tricks. Very often, insurance companies reduce the amount of damage determined in the expert opinion. To do this, insurance companies hire service providers who check expert reports fully automatically and often arbitrarily reduce the amount at various points. The result is a lower amount of compensation being paid out. Therefore, it is particularly important that the injured party in a car accident always hires legal assistance, such as a legal service provider, to fend off the insurance company's attempts to reduce the amount of damages.

Unfortunately, it is the rule that insurance companies often use various tricks after a traffic accident in order to have to pay as little as possible. In order to defend yourself against this, it is important to find out about the strategies of the insurance companies in advance and always seek professional help in the form of an independent expert and a legal service provider.